THUY DUNG, Nguyen; 						ANH, Cung Thi Lan.
 The Difference in Geographical Culture and Borrowing Consumer Behavior of People in Hanoi and Ho Chi Minh City.
<strong>VNU JOURNAL OF ECONOMICS AND BUSINESS</strong>, [S.l.], v. 35, n. 4, dec. 2019.
ISSN 2734-9845.
Available at: &lt;<a href="https://js.vnu.edu.vn/EAB/article/view/4276" target="_new">https://js.vnu.edu.vn/EAB/article/view/4276</a>&gt;. Date accessed: 07 may 2024.