Do Minh Hue, Tran Phuong Thao, Le Dinh Hai, Pham Thi Hue Quyen

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Credit policy is an important component of Vietnam's national program of sustainable poverty reduction. In the 2011 - 2015 period, the Vietnam Bank for Social Policy implemented many preferential credit policies at sub-national levels. This study adopts a binary logistic regression model to evaluate the impact of the Vietnam Bank for Social Policy’s loans on poor and near poor households in Trang Bom district, Dong Nai province in the above-mentioned period. The research results indicate that the Bank's loans have a significant and positive influence on poverty reduction.

Keywords: Vietnam Bank for Social Policy, loans, poor households, preferential credit.


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