The Impact of the Vietnam Bank for Social Policy Loans on the Ability to Escape Poverty in Poor Households in Trang Bom District, Dong Nai Province
Main Article Content
Abstract
Credit policy is an important component of Vietnam's national program of sustainable poverty reduction. In the 2011 - 2015 period, the Vietnam Bank for Social Policy implemented many preferential credit policies at sub-national levels. This study adopts a binary logistic regression model to evaluate the impact of the Vietnam Bank for Social Policy’s loans on poor and near poor households in Trang Bom district, Dong Nai province in the above-mentioned period. The research results indicate that the Bank's loans have a significant and positive influence on poverty reduction.
Keywords:
Vietnam Bank for Social Policy, loans, poor households, preferential credit.
References
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[3] Remenyi, Joe and Quinones, Benjamin, Microfinance and Poverty Alleviation: Case studies from Asia and the Pacific, New York 79 (2000) 131-134.
[4] Wright, A.N. Graham, Microfinance Systems: Designing Quality Financial Services for the Poor, Zed Books Ltd. London & New York, and the University Press Limited, Dhaka, 2000.
[5] N.T.X. Huong, D.T.B. Dieu, “Factors affecting the efficiency of capital use for poor households from the Social Policy Bank of O Mon district, Can Tho city”, Journal of Forest Science and Technology 3 (2018) 39-45.
[6] B.V. Trinh, N.T.T. Phuong, “Analysis of factors affecting the efficiency of loan use: The case of poor households in Soc Trang province”, Development and Integration Journal 19(29) (2014) 87-94.
[7] N.Q. Nghi, B.V. Trinh, “Factors influencing the income of minority ethnic groups in the Mekong Delta”, Journal of Science 18a (2011) 240-250.
[8] P.T. Nu, “Evaluate the impacts of credit on poor reduce in rural of Vietnam”, Hue University Jounrnal of Science: Social Sciences and Humanities 72(3) (2012) 215-224.
T.T.T. Tu, H.H. Loi, “Study the impact of credit access on the living standards of poor households in the Northwest of Vietnam”, The 9th Seminar on Public Policy and Development, 2014, http://dl.ueb.vnu.edu.vn/handle/1247/9372 (accessed 1 August 2020).